/* Topic page shared styles — cash-offer / rate-drop / valuation / schedule */
body { background: #fff; }
main { background: #fff; }

.topic-hero {
  padding: 72px 0 56px;
  background: #fff;
  position: relative;
}
.topic-hero-grid {
  display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center;
}
.topic-kicker {
  display: inline-block;
  background: rgba(0, 112, 204, 0.08); color: var(--ps-blue-dark);
  padding: 6px 14px; border-radius: 999px;
  font-size: 11px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase;
  margin-bottom: 24px;
}
.topic-hero h1 {
  font-size: 60px; font-weight: 300; line-height: 1.05; letter-spacing: -0.6px;
  color: var(--ink); max-width: 640px;
}
.topic-hero h1 em { font-style: normal; color: var(--ps-blue); }
.topic-hero .lede {
  color: var(--ink-body); font-size: 19px; line-height: 1.55;
  margin-top: 24px; max-width: 560px;
}
.topic-hero-row { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 32px; }

.topic-photo {
  aspect-ratio: 3/4;
  border-radius: 24px; overflow: hidden;
  background: #f5f7fa;
  box-shadow: 0 30px 60px -20px rgba(0,0,0,0.25), 0 0 0 1px rgba(0,0,0,0.04);
  position: relative;
}
.topic-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; display: block; }
.topic-photo .badge {
  position: absolute; left: 20px; bottom: 20px; right: 20px;
  background: rgba(255,255,255,0.95); backdrop-filter: blur(8px);
  border-radius: 12px; padding: 12px 14px;
  font-size: 12px; color: var(--ink);
}
.topic-photo .badge strong { display: block; font-size: 13px; font-weight: 600; margin-bottom: 2px; }

.topic-steps {
  padding: 72px 0; background: #fff;
}
.topic-steps .head { text-align:center; margin-bottom: 56px; max-width: 700px; margin-left:auto; margin-right:auto; }
.topic-steps h2 { font-size: 40px; font-weight: 300; color: var(--ink); letter-spacing: -0.3px; line-height:1.15; }
.topic-steps h2 em { font-style: italic; font-family: "Iowan Old Style", Georgia, serif; color: var(--ps-blue-dark); font-weight:400; }
.topic-steps p.sub { color: var(--ink-body); font-size: 17px; margin-top: 16px; line-height: 1.55; }

.step-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step {
  background: #fff; border-radius: 19px; padding: 32px 28px;
  border: 1px solid #eceef2;
  min-height: 240px;
  display: flex; flex-direction: column; gap: 10px;
}
.step .num {
  font-family: "Iowan Old Style", Georgia, serif;
  font-style: italic; font-size: 30px; color: var(--ps-blue-dark); font-weight: 400;
  line-height: 1;
}
.step h3 { font-size: 20px; font-weight: 500; color: var(--ink); line-height: 1.3; }
.step p { font-size: 15px; color: var(--ink-body); line-height: 1.55; margin: 0; }

.topic-benefits {
  padding: 72px 0; background: #fafbfc;
}
.benefits-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; max-width: 960px; margin: 0 auto; }
.benefit {
  background: #fff; border-radius: 16px; padding: 24px;
  display: flex; gap: 16px; align-items: flex-start;
  box-shadow: var(--shadow-feather);
}
.benefit .chk {
  width: 36px; height: 36px; border-radius: 10px;
  background: rgba(0, 112, 204, 0.1); color: var(--ps-blue-dark);
  display: grid; place-items: center; flex-shrink: 0;
}
.benefit strong { display:block; font-size: 16px; font-weight: 600; color: var(--ink); margin-bottom: 4px; }
.benefit span { font-size: 14px; color: var(--ink-body); line-height: 1.55; }

.topic-faq { padding: 72px 0; background: #fff; }
.faq-wrap { max-width: 820px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid #eceef2; padding: 20px 0;
}
.faq-item summary {
  cursor: pointer; font-size: 18px; font-weight: 500; color: var(--ink);
  list-style: none; display: flex; justify-content: space-between; align-items: center;
  padding: 4px 0;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 24px; color: var(--ps-blue-dark); font-weight: 300; transition: transform 180ms ease; }
.faq-item[open] summary::after { content: "−"; }
.faq-item p { color: var(--ink-body); font-size: 15px; line-height: 1.65; margin: 12px 0 0; max-width: 720px; }

.topic-cta {
  padding: 0 0 96px;
}
.topic-cta-band {
  background: linear-gradient(135deg, #0a0e1a 0%, #000 50%, #0a1224 100%);
  color: #fff; border-radius: 24px; padding: 64px 48px; text-align: center;
  position: relative; overflow: hidden;
}
.topic-cta-band::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 30% 100%, rgba(0, 112, 204, 0.3), transparent 55%);
  pointer-events: none;
}
.topic-cta-band h2 { font-size: 40px; font-weight: 300; line-height: 1.1; letter-spacing: -0.3px; position: relative; color:#fff; }
.topic-cta-band p { margin: 16px auto 28px; max-width: 540px; color: rgba(255,255,255,0.72); position: relative; font-size: 16px; }
.topic-cta-band .btn-row { display: inline-flex; gap: 12px; flex-wrap: wrap; justify-content: center; position: relative; }

@media (max-width: 960px) {
  .topic-hero-grid { grid-template-columns: 1fr; }
  .topic-hero h1 { font-size: 40px; }
  .step-grid, .benefits-grid { grid-template-columns: 1fr; }
  .topic-cta-band { padding: 48px 24px; }
  .topic-cta-band h2, .topic-steps h2 { font-size: 32px; }
  .topic-photo { max-width: 420px; margin: 0 auto; }
}